Startup Financial Modeling
Financeby wshobson
3/3 audits passMIT
Free · imported in one click after signup
View on GitHubBuild comprehensive 3-5 year financial models with revenue projections, cost structures, cash flow analysis, and scenario planning for early-stage startups.
Startup Financial Modeling, published by wshobson in the agents repository under MIT, teaches an agent to build 3-5 year financial models for early-stage startups. Revenue is built bottom-up by cohort (MRR as cohort size times retention times ARPU), costs are split into COGS, sales and marketing, R&D and G&A, and cash flow covers burn rate and runway. It includes a role-based hiring plan with fully loaded cost per employee, a conservative/base/optimistic scenario framework, and a time horizon of monthly detail for two years and quarterly for the third.
A reference file walks the step-by-step process: define the business model, build cohort revenue, model fixed and variable costs, create the hiring plan, and more. Templates cover SaaS, marketplace, e-commerce and services models with the ratios and example projections the skill uses as illustrations. Use it when preparing fundraising projections, calculating runway or scenario planning. Its typical ratios are rules of thumb from the skill, not benchmarks for your business, and it does not produce audited or advisory figures.
In BusinessMCP the AI business analyst can follow it as a playbook and seed assumptions such as ARPU or retention from your connected Stripe revenue instead of guesses.
What you can do with it
- Build a cohort-based SaaS revenue projection for a seed deck
- Calculate monthly burn and runway from current cash
- Model conservative, base and optimistic scenarios side by side
- Draft a hiring plan with fully loaded cost per role
Run it on your business data
Imported into BusinessMCP, Startup Financial Modeling becomes a playbook your AI business analyst applies to your Stripe revenue and connected databases.
Use Startup Financial Modeling in BusinessMCPInstall it in a coding agent
One command adds Startup Financial Modeling to your project.
npx skills add https://github.com/wshobson/agents --skill startup-financial-modelingHow we vetted it
- Source
- wshobson/agents at 4236bb9
- Licence
- MIT
- Security audits (skills.sh)
- Gen Agent Trust Hub: Pass · Socket: Pass · Snyk: Pass
- Bundled scripts
- None, instructions only
Checked 2026-09-25 against its skills.sh listing. How we vet skills
Related skills
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Stripe Best Practices
Guides Stripe integration decisions across development and test environment planning (separate sandboxes vs the shared test mode sandbox), API selection (Checkout Sessions vs PaymentIntents), Connect platform setup…
Frequently asked questions
How do I install Startup Financial Modeling?
Run `npx skills add wshobson/agents --skill startup-financial-modeling` to add it to a Claude Code or other skills-compatible agent. You can also import it from the BusinessMCP dashboard, where it becomes a playbook in your workspace.
Which business models does it cover?
SaaS, marketplace, e-commerce and services or agency models, each with revenue drivers and key ratios to consider.
Are the ratios in the skill benchmarks for my company?
No. They are typical rules of thumb and example projections included in the skill; your own model should use your real data and assumptions.
Run Startup Financial Modeling against your whole business
Free plan, no credit card.
Use Startup Financial Modeling in BusinessMCP